Cash Cow Loans

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! Warning: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

• For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor

• Talk to your electricity, gas, phone or water provider to work out a payment plan.

• If you are on government benefits, ask for an advance payment from Centrelink: www.humanservices.gov.au/advancepayments

The Government’s MoneySmart Website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Comparison Rates

For an unsecured SACC of $1,000 lent over 6 months:	For an unsecured MACC of $2,500 lent over 2 years:
• Credit Amount: $1,000	• Credit Amount: $2,500
• PermittedEstablishment Fee: 20%, $200 (Set by NCCP)	• Establishment Fee: $400
• Monthly Fees: 4% per month, $40.00 per month, total $240.00	• Other Fees: None
• Repayment Frequency: Weekly	• Repayment Frequency: Weekly
• Amount of Credit of the Loan: $1,240.00	• Amount of Credit of the Loan: $2,900.00
• Nominal Percentage Rate (Interest) per annum: 0% as defined by NCCP	• Nominal Percentage Rate (Interest) per annum: 48% as defined by NCCP
• Total Amount of Interest Payable: $0.00	• Total Amount of Interest Payable: $1,590.13
• Total Number of Repayments: 25 payments of $56.92 and 1 final payment of $57.00	• Total Number of Repayments: 103 payments of $43.19 and 1 final payment of $41.56
• Total amount of repayments: $1,480.00	• Total amount of repayments: $4,490.13
• Comparison Rate: 164.4773% as defined by NCCP	• Comparison Rate: 65.5034% as defined by NCCP

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan Details
Personal Details
Address Details
Financials
Identification
Supportive Documents

Loan Details

Personal Details

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Consent, Authority and Agreement

Address Details

Financials

Income

Expenses

Employment

References

Questions

Identification

Note: At least one primary document is required in this section. Including more documents will assist your application

Drivers License

Passport

Medicare Card

I consent to allowing the document details provided to be verified with the issuer.

Supportive Documents

Drivers License

Passport

Medicare Card

Bank Statement Document

Payslip 1

Payslip 2

Centrelink Income Statement

Current Untility Bill

1300 627 683 info@cashcowloans.com.au

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